Bankruptcy Attorney Partnership | North Realty Brokers

A Clear Path from Bankruptcy to Homeownership for Your Clients

We help your clients rebuild, plan, and eventually buy a home with structured guidance and a $1,500 buyer credit when they purchase through North Realty Brokers.

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Licensed Washington State Real Estate Firm – License #21146
Local Expertise
Buyer-Focused
Homeownership Readiness Support

Program Overview for Your Clients

We provide a structured homeownership pathway for your clients as they recover from bankruptcy. This gives them a positive long-term goal and clear next steps.

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Timeline Education

We help clients understand when they can potentially qualify for a mortgage after bankruptcy discharge, including FHA, conventional, and VA loan timelines.

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Homeownership Readiness Review

Free assessment to evaluate their current financial position, credit rebuilding progress, and realistic homebuying timeline.

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Mortgage Preparation

We provide guidance on budgeting, documentation preparation, and connecting with lenders who specialize in post-bankruptcy lending.

Up to $1,500 Buyer Credit at Closing

When your clients purchase a home through North Realty Brokers, they receive a buyer credit to help with:

  • Closing costs
  • Prepaid items
  • Inspection fees
  • Moving expenses
  • Home warranty coverage
  • Rate buydown options

How This Helps Your Clients

Beyond just legal discharge, your clients get a complete roadmap to homeownership recovery.

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Positive Long-Term Goal

Gives clients something to work toward during the recovery period, maintaining motivation and financial discipline.

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Structured Next Steps

Instead of vague advice to "just wait and pay on time," they get a concrete action plan with milestones.

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Path to Ownership

Support for renters who want to become homeowners again, with realistic expectations and professional guidance.

How This Helps Your Practice

Position your firm as providing comprehensive, lifecycle guidance beyond just the legal filing.

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Enhanced Client Value

You're not just filing bankruptcy—you're giving clients a complete recovery roadmap. This differentiates your practice.

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Simple Referral Process

Easy handoff with a simple script and link. No forms, no complicated procedures.

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Zero Extra Work

We handle all education, readiness assessment, and the entire buyer process. You just make the introduction.

How We Work Together

1

Identify Interest

During client meetings, identify those interested in future homeownership

2

Share Our Info

Provide clients with our contact information or this link

3

We Take Over

We handle education, readiness review, and the entire buying process

Ready to Offer This to Your Clients?

Schedule a Discussion Email for Details

Frequently Asked Questions

Do you charge my clients anything upfront?
No. Our services are completely free to your clients. We're compensated through the real estate transaction when they successfully purchase a home, just like any buyer's agent.
Do you provide legal advice or credit repair services?
Absolutely not. We stay strictly in the real estate lane. We do not provide legal advice, credit repair services, or financial counseling. We focus solely on homeownership readiness and buyer representation.
How soon after discharge can clients work with you?
Clients can reach out to us at any time, even before discharge. We'll provide timeline education and help them understand what to expect. Most mortgage programs become available 2-4 years after discharge, depending on the type of bankruptcy and loan program.
What if my client isn't ready to buy for several years?
That's perfectly fine. We're happy to provide periodic check-ins and guidance throughout their journey. There's no pressure, and the relationship can be as long-term as needed.

North Realty Brokers

Washington State Real Estate Firm License #21146

Serving Tacoma, Lakewood, Federal Way and surrounding areas

Important Disclosure: The $1,500 buyer credit is only available to clients who purchase a home through North Realty Brokers and close on a qualifying transaction. Minimum commission payout to North Realty Brokers must be at least $4,500 for the buyer credit to apply. Credit is applied at closing and is subject to lender approval, program availability, and applicable real estate laws. This is not a commitment to lend. All buyers must qualify with a licensed lender. North Realty Brokers does not provide credit repair services, legal advice, or financial counseling.