Your Path to Homeownership Starts Here
First-time buyer? Credit concerns? Let's create a personalized roadmap to get you into your dream home.
Book Your Free Buyer ConsultationDownload the NWMLS Home Search App
Start your home search with direct access to every property listed in the Northwest Multiple Listing Service
Complete MLS Access
See every active listing in real-time. No delays, no hidden properties—just complete market transparency.
Instant Alerts
Get notified immediately when new homes matching your criteria hit the market. Never miss an opportunity.
Advanced Filters
Search by price, bedrooms, location, schools, and more. Save your searches and revisit favorites anytime.
Mobile Friendly
Browse homes on-the-go. View photos, property details, and neighborhood data from your phone or tablet.
Ready to start searching for your dream home?
Download Free NWMLS App →100% free • No registration required • Works on all devices
The Home Readiness Program
Not sure if you're ready to buy? Our proven 5-step program helps first-time buyers and those with credit challenges become mortgage-ready.
Credit Analysis
We review your credit report together and identify exactly what needs to improve to qualify for a mortgage.
Financial Planning
Create a realistic budget and savings plan for your down payment and closing costs.
Credit Building
Follow a customized action plan to improve your credit score and strengthen your mortgage application.
Lender Pre-Approval
Once you're ready, we connect you with trusted lenders who can get you pre-approved quickly.
Home Search
Find your perfect home with expert guidance and negotiate the best deal possible.
Free 2025 Washington Homebuyer Guide
Your complete resource for navigating the Washington State homebuying process. Download our comprehensive guide covering everything from credit requirements to closing costs.
📋 Getting Started
- Understanding the WA homebuying process
- Determining your budget
- Pre-qualification vs pre-approval
- Choosing the right loan program
💰 Finances & Credit
- Credit score requirements
- Down payment options
- First-time buyer programs
- Closing costs breakdown
🏡 Finding Your Home
- How to search effectively
- Making competitive offers
- Home inspection essentials
- Common mistakes to avoid
✅ Closing Process
- Understanding escrow
- Final walkthrough checklist
- What to expect at closing
- Post-purchase next steps
Get instant access to the complete 2025 Homebuyer Guide
Download Free Guide (PDF) →No registration required • Free to download and share
Why Work With North Realty Brokers?
- No Pressure: We help you get ready on your timeline, not ours.
- Expert Guidance: Over 20 years of business experience applied to your home purchase.
- Local Knowledge: Deep expertise in Tacoma, Lakewood, Federal Way, and Spanaway markets.
- Full Support: From credit building to closing day, we're with you every step.
- Proven Results: Our clients successfully buy homes even when they thought it was impossible.
Buyer Questions Answered
Most conventional loans require a 620 minimum, but FHA loans can go as low as 580 (sometimes 500 with larger down payments). If your score needs work, our Home Readiness Program helps you build it up to qualify.
It depends on the loan type. FHA loans require as little as 3.5% down, and some conventional loans offer 3% down for first-time buyers. There are also down payment assistance programs available. Let's discuss what works for your situation.
Pre-qualification is a quick estimate based on what you tell the lender. Pre-approval means the lender has verified your finances and committed to lending you a specific amount. Pre-approval makes you a serious buyer and strengthens your offers.
Once you're pre-approved and start searching, it typically takes 30-45 days from accepted offer to closing. However, getting mortgage-ready through our Home Readiness Program might take 3-12 months depending on your starting point.
Absolutely. A buyer's agent costs you nothing (sellers pay the commission), and they protect your interests, negotiate on your behalf, and handle the complex paperwork. Going it alone leaves you vulnerable to costly mistakes.
Ready to Start Your Home Buying Journey?
Let's discuss your goals and create a plan to make homeownership a reality.
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