Home Readiness Program

Why a Home Readiness Program?

Buying a home is one of the most significant investments you’ll ever make. Yet many future homeowners feel uncertain about their credit, budget, or the home buying process. Our Home Readiness Program bridges that gap by providing expert guidance and resources to help you prepare every step of the way.

We believe preparation is the key to a successful purchase. By taking the time to review your finances and plan ahead, you can unlock better loan options, lower rates, and greater confidence when you’re ready to make an offer.

Investment & Closing Credit

We ask our clients to contribute a $500 deposit to get started. This “skin in the game” shows your commitment and helps us ensure we’re working with serious buyers. The best part? When you close on your home with North Realty Brokers, you’ll receive a $1,500 credit at closing—effectively refunding your initial investment and then some.

Your investment in the program pays dividends by preparing you to purchase smarter and more efficiently. And that credit at closing is our way of saying thank you for choosing us as your trusted guide.

All-Inclusive Home Readiness Review

Our program covers every critical area of home readiness. We don’t believe in shortcuts or one-size-fits-all solutions—each plan is tailored to your unique situation.

1. Credit Review & Repair Guidance

Understanding your credit is essential before contacting lenders. Together, we’ll review your credit reports and provide guidance on how to address past credit issues. Our program includes attorney-prepared dispute templates you can use to correct inaccuracies and clean up past problems.

2. Personal Budget Analysis

We’ll work with you to build a sustainable budget that balances your current obligations with your goal of home ownership. Our analysis helps you identify areas to save, plan for down payments and closing costs, and ensure you’re comfortable with future mortgage payments.

3. Home Ownership Process Training & Coaching

Buying a home can feel overwhelming if it’s your first time. We teach you the ins and outs of the process—from pre‑approval and home tours to offers, inspections, appraisals, and closing. With coaching and support at every step, you’ll feel empowered to make informed decisions.

Program Benefits

• Personalized Guidance: We tailor the program to your unique financial situation and goals.
• Attorney‑Prepared Dispute Templates: Correct outdated or inaccurate credit items the right way.
• Budget Planning: Detailed budget reviews and a roadmap to save for your down payment.
• Process Education: Step‑by‑step training on the home purchase process so there are no surprises.
• Ongoing Support: We’re here to answer questions, offer feedback, and encourage you as you work toward your goal.
• Closing Credit: A generous $1,500 credit at closing when you buy with us—refunding your initial investment and reducing your costs.

Our goal is to empower you with knowledge, resources, and support so you can move forward with clarity and confidence. Whether you’re just starting your journey or almost ready to buy, we’ll meet you where you are and create a personalized plan.